4 payments of 39.95+SH but wait order today @ 3 payments 39.95 and get 3 additional items for free you pay shipping & handiling of 29.95 on each item so you pay 29.95x4=119.80 no wonder they hold the 39.95 back.DO NOT DEAL WITH the company S&H DOES NOT COST THAT MUCH unless you just don't care about what it cost for your shipping i guess you could put a personal chef on your payroll or buy your on shiiping company and order a will call order but then they wouldn't hold that 4th payment of 39.95 what a joke Nuwave GLAD I DID NOT ORDER.